Mauricio Estrada Medina
Transforming financial risk into growth through strategy and innovation.
Mexico City, MX
Full time
On-site
Senior financial executive with 20+ years' experience leading risk, credit, and transformation across banking, fintech, and SOFOM sectors. Recognized for...
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My Career Journey
1/6
meConsultant Finance Services
Chief Executive Officer | Strategic Consulting
Nov 2017 - Present | 8y 11m
Mexico City, MX
Advised Boards and senior management on growth strategies, institutional expansion, and restructuring; structured SOFOM entities from inception; redesigned business models for efficiency and profitability;...
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ION Financiera SOFOM
Chief Risk Officer
Apr 2019 - Jun 2025 | 6y 2m
Co-led institutional strategy aligning growth and risk; transformed origination, monitoring, and collections models, reducing portfolio deterioration from 45% to 2%; designed institutional frameworks for...
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Banco BX+
Credit Director
Oct 2011 - Sep 2017 | 5y 11m
Defined credit strategy and policies; led expansion of credit portfolio from MXN 11bn to 44bn with NPL ratios below 2%; expedited authorization processes, innovated corporate lending products; reengineered...
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Crédito Inmobiliario
Chief Risk Officer
Aug 2009 - Sep 2011 | 2y 1m
Defined risk appetite, led identification and mitigation frameworks; recovered more than MXN 4.7bn in non-performing assets and strengthened portfolio profitability.
GMAC Financiera
Regional Risk Director LATAM
Oct 2005 - Sep 2008 | 2y 11m
Led regional risk management for LATAM; coordinated global initiatives with New York and London teams.
ABN AMRO Bank (México)
Deputy Risk Director
Jan 2000 - Jan 2005 | 5y
Oversaw risk management activities; reported directly to global teams in New York and London.
Mentorship
Coaching
Team Building
Strategic Thinking
Complex Problem Solving
Collaboration
Influencing Skills
Team Leadership
Change Agility
Most proud of (2/3)
1st
I grew Banco BX+'s credit portfolio from MXN 11bn to MXN 44bn while keeping NPLs below 2% and speeding approvals.
2nd
I transformed ION Financiera's credit models, cutting portfolio deterioration from 45% to 2% and structuring funding facilities.
Career Highlights
1/2
Senior risk manager — led credit portfolio turnaround
Turned around a struggling credit portfolio
Mexico City, MX, 2026
In my role as a senior risk manager I led a cross-functional team to revive a credit portfolio...
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Risk leader collaborating with global teams to enable growth
Embedded risk frameworks into global strategy
Mexico City, MX, 2026
Working with global teams I reframed Risk Management as an enabler of growth rather than only...
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My values
Problem Solving
Team Empowerment
Collaboration
Customer-Centricity
Education
National Autonomous University of Mexico (UNAM)
Finance
2000
National Autonomous University of Mexico
Actuarial Science
1993
Certifications & Qualifications
Risk Management Diploma
2025
Leadership Development Program
2022
Executive Leadership Workshop
2019
Senior Management Program
2018
Effective Negotiation
2007
Derivatives Valuation
2005
Operational Risk
2004
Operational Risk
2003
Enterprise Risk Management
2002
Language(s) I speak
Spanish
Fluent
English
Fluent