Martin Arenales
Innovative actuary leading risk, operations and credit strategy in financial institutions.
Mexico City, MX
Full time
On-site/Hybrid/Remote
Actuary and operational leader with 16 years' experience in risk management across a range of financial products including retail, corporate, government,...
Show more
My Career Journey
1/5
Siempre Creciendo
Head of operations
Jan 2019 - Present | 7y 5m
Miguel Hidalgo, MX
Directed commercial, credit analysis, collection, risk, market analysis, HR, IT, business intelligence, PMO, audit, and call center. Led multiple departments to foster collaborator development, drive company...
Show more
Siempre Creciendo
Head of risk management
Mar 2012 - Jan 2019 | 6y 10m
Miguel Hidalgo, MX
Oversaw complete risk management, monthly board reporting, department structure, and regulatory liaison. Established COSO risk matrix and credit scoring through data mining, improving delinquency rates...
Show more
HSBC
Risk specialist
Oct 2011 - Mar 2012 | 5m
Cuauhtémoc, MX
Produced risk committee documentation for local and group management. Handled regulatory risk reserve calculations for government, mortgage, and retail portfolios. Automated delinquency and regulatory...
Show more
Siempre Creciendo
Risk specialist
Apr 2009 - Oct 2011 | 2y 6m
Miguel Hidalgo, MX
Designed and implemented internal reporting and key risk indicators from branch to portfolio level. Built databases and automated processes, optimizing department budget by 50%. Authored first risk management...
Show more
Banco Fácil
Credit risk analyst
Jan 2008 - Apr 2009 | 1y 3m
Santa Fe, MX
Generated metrics and performance indicators for credit card portfolio, completed stress tests, and regulatory internal reporting. Calculated index capitalization and developed origination decision model...
Show more
Constructive Feedback
Coaching
Concision
Communications
Empathy
Learning Agility
Teamwork
Emotional Intelligence
Most proud of (2/3)
1st
Developed and deployed a credit-scoring and expected-loss model that cut delinquencies 15% and raised profitability 10%.
2nd
Led operations across multiple departments to implement pricing and portfolio strategies and compliance projects, improving profit 5%.
Career Highlights
1/2
Head of Risk Management, Siempre Creciendo (2012–2019)
Built data-driven credit scoring that cut delinquencies 15%
Mexico City, MX, 2018
In 2012–2019 as Head of Risk Management at Siempre Creciendo I redesigned risk practices by establishing...
Show more
Head of Operations, Siempre Creciendo (2019–present)
Unified operations to lift profits 5% and tighten compliance
Mexico City, MX, 2022
In 2019–present as Head of Operations at Siempre Creciendo I directed multiple departments to...
Show more