Driving growth and control in credit risk, reporting, and automotive finance.
Mexico City, MX
Full time
Hybrid/On-site
Finance executive with 20+ years leading credit risk, reporting, and automotive finance initiatives across top global institutions. Demonstrated success...
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My Career Journey
1/6
Toyota Financial Services Mexico
Risk Manager
Jan 2021 - Present | 5y 9m
Mexico City, MX
Led risk agenda across policy, underwriting, portfolio analytics, collections, governance, and provisioning; elevated risk oversight at executive level and redesigned committee structure; reduced delinquency...
Promoted to Assistant Director in less than a year for outstanding results; led ALM reporting and balance-sheet risk analysis using BancWare; collaborated across functions for liquidity and interest-rate...
Directed credit policy, portfolio monitoring, pricing, and new-product risk design; developed models reducing fraud by 50% and portfolio losses by up to 30%; streamlined credit policy to raise approval...
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HSBC
Credit Risk Analyst
Jan 2007 - Jan 2011 | 4y
Mexico City, MX
Co-developed SME credit products to boost loan production; analyzed borrower and portfolio risk to inform credit decisions and identify early deterioration; implemented IRB expected-loss models for provisioning...
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INEGI
Professional Executive, Specialized Services - National and Short-Term Accounts
Jan 2005 - Jan 2007 | 2y
Implemented Denton least-squares adjustment models for national accounts and X-12-ARIMA for seasonal adjustment, consistently meeting International Monetary Fund standards.
AC Nielsen
Statistics Analyst - Central America and Mexico
Jan 2004 - Jan 2005 | 1y
Produced regional statistical analyses and management information supporting commercial insights for Central America and Mexico.
Education
National Autonomous University of Mexico (UNAM)
Actuarial Science, specialization in Statistics and Economics