Led advanced analytic strategies in auto origination and collections, managing 6 managers, 3 associate directors, and 20 analysts. Reduced overdue portfolio by 5% in 4 months and optimized origination...

Designed and improved credit policies and origination models for personal and credit card portfolios. Led project to increase placement by 15% and reduced early-stage delinquency by 4%. Drove policy updates...

Directed advanced analytics integration for credit portfolio growth strategies, managing 8 analysts. Redesigned and implemented over 30 critical processes, impacting $5B MXN in 9 months. Developed strategic...

Certified IRB (Internal Ratings-Based) for retail portfolios, analyzed and validated risk data, and ensured compliance with international standards and regulatory requirements.

Managed credit risk assessment, implemented scoring models, and analyzed microfinance portfolio quality metrics.

Performed credit risk analysis, financial modeling, and regulatory reporting for wholesale banking, validating portfolios and ensuring information quality.