Responsible for the complete credit life cycle. Designed credit, acquisitions and portfolio management as well as collections and compliance policies and strategies. Launched the MVP for lending products...

Led collections, portfolio management, and liquidity risk. Determined eligibility criteria for MVP and new product launches. Mediated risk-related processes and policies, managed PQR meetings, led transition...

Defined risk strategies for business units, managed and analyzed information and databases, estimated credit losses and forecasting, developed and automated KPI and PQR dashboards, and supported new products...

Redesigned compensation schemes for over 25,000 employees, implemented new bonus and commission calculations, calculated capacity plans for projects and teams, and reevaluated positions to ensure fair...

Oversaw all risk-related metric calculation and reporting, participated in centralizing risk-product-finance data across 12 portfolios and 3 regions, and implemented risk-product committees to encourage...

Examined the full credit cycle for compliance with internal and regulatory frameworks across MX and EU, led judicial collection auditing, and established criteria to resolve regulatory discrepancies between...

Calculated and analyzed risk metrics for 15 portfolios, implemented estimation models, organized committee decks, and developed forecasting models approved by US regulators. Automated risk metrics reporting,...

Automated provision and expected loss calculations for MX and LATAM, coordinated risk committee deck, ensured regulatory compliance, and developed a non-parametric model for loss estimation reducing provision...