Alejandro Colina Eboli
Driving credit risk strategies and data analytics for high-impact financial decisions.
Mexico City
Full time
Remote/Hybrid/On-site
Actuary with over 10 years of experience in banking and financial consulting, focusing on credit risk management, origination policy, and secured/unsecured...
Show more
My Career Journey
1/5
Banco Nacional de México (Banamex)
Gerente de Cartera de Crédito
Feb 2023 - Present | 3y 5m
Oversaw risk policies for consumer and mortgage credit aligned to institutional appetite. Led KPI analytics and presented results to decision-making forums. Automated the origination process for payroll...
Show more
Scotiabank Inverlat
Consultor Sr. de Riesgo de Crédito Hipotecario
Sep 2020 - Feb 2023 | 2y 5m
Proposed credit policy improvements to local and global committees. Assessed origination strategies by implementing advanced modeling. Utilized SQL and SAS for reporting and dashboards. Streamlined exception...
Show more
Flux Financiera (SOFOM ENR)
Jr. Manager / Coordinador de Riesgos
Feb 2020 - Sep 2020 | 7m
Led risk analysis team and evaluated commercial leads. Developed executive presentations for Credit Committee. Designed a basic Credit Scoring model. Created a scoring system reducing prospect evaluation...
Show more
Bluecap Management Consulting
Consultor Financiero
Jul 2018 - Jan 2020 | 1y 6m
Developed strategic proposals for national and international banks. Designed risk appetite and commercial plans. Optimized risk models and reports via a centralized data repository. Implemented incentive...
Show more
Conocimiento en Red, S.C.
Consultor Semi-Senior / Supervisor de Garantías
Jul 2014 - Jul 2018 | 4y
Created risk models for factoring and invoice purchasing. Analyzed pension funds and investment portfolios. Coordinated teams, supervised operations, and optimized bond origination processes. Developed...
Show more
Coordinating
Collaboration
Leadership
Complex Problem Solving
Presentations
Communications
Business Acumen
Most proud of (2/3)
1st
I led evaluation and overhaul of Scotiabank underwriting using advanced models; upgraded income models, raising approvals 8% and avg credit line 11%.
2nd
I reengineered credit policy at Banamex, improving approval rate 7% and launching a mortgage-refill product to boost monthly placements 6%.
Career Highlights
1/2
highlight_image
Consultor Sr. de Riesgo de Crédito Hipotecario, Scotiabank (2020–2023)
Upgraded underwriting models → +8% approvals, +11% line size
México, 2022
In 2020–2023, as Senior Mortgage Credit Risk Consultant at Scotiabank I led a comprehensive evaluation...
Show more
highlight_image
Gerente de Cartera de Crédito, Banco Nacional de México (Banamex) (2023–present)
Automated payroll origination & reengineered policy → +7% approvals
México, 2024
In 2023–present, as Credit Portfolio Manager at Banamex I led the end-to-end automation of payroll...
Show more
My values
Collaboration
Innovation
Leadership
Efficiency
Accountability
Education
UNAM, Facultad de Contaduría y Administración
Investment Projects (Diplomado)
2017
UNAM, Facultad de Ciencias
Actuarial Science
2014
Certifications & Qualifications
Finanzas Cuantitativas y High-Frequency Trading
UNAM2026
Getting Started with SAS Programming
Coursera2026
Language(s) I speak
Spanish
Fluent
English
Intermediate